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Carolyn B. Howard, Certified Financial Planner & Founder of SeaCure Advisors, was selected as "Top Executive of the Year in the Financial Industry" for 2016 by the International Association of Top Professionals (IAOTP)! 

While inclusion with the International Association of Top Professionals is an honor in itself, only a few members in each discipline are chosen for this distinction. These special honorees are distinguished based on their professional accomplishments, academic achievements, leadership abilities, longevity in the field, other affiliations and contributions to their communities.  All honorees are invited to attend the IAOTP’s annual award gala at the end of this year for a night to honor their achievements.

With over 20 years of professional experience helping her clients obtain their financial goals, Carolyn has certainly proved herself as an accomplished professional and expert in the financial industry.   Originally a classroom science teacher for 17 years, it wasn’t until 1993 when Carolyn started to see the need to resolve her own financial issues.  She became very interested in wealth management and began studying all aspects of the field.  Feeling that she had found her calling, she took her passion for teaching to the financial services industry. Carolyn began her career in financial services with Equitable/AXA Financial.  Initially, she utilized her education background to specialize as a retirement planning consultant for teachers and non-profit organizations.  Prior to founding Pegaesus Advisors, Inc., and SeaCure Advisors, LLC, Carolyn co-founded another registered investment advisory firm that she sold in 2001.

In 2001, numerous circumstances were making it difficult for Carolyn’s clients to make financial decisions.  It was then that she began collaborating with a highly recognized wealth counselor.  This solution proved to be so successful that she was featured in the Boston Globe and was quoted in the Wall Street Journal.  In addition, she became a sought-after speaker for financial planning workshops and seminars, and has been recognized worldwide for her outstanding leadership and commitment to the profession.  

Carolyn has volunteered in various community service organizations over the years.  She has taught retirement planning at Technical Development Corporation, a management institute serving non-profits in Boston and New England.  She has been a continuing education instructor for CPA’s, attorney’s, and CFP’s in Massachusetts.  Carolyn has had memberships in the Institute of Estate Planners, American Association of Individual Investors, National Association of Investment Clubs, International Association of Registered Financial Consultants, Inc., and the MIT Women’s League Financial Group.  Carolyn is currently a member in the Institute of Certified Financial Planners, the Financial Planning Association, University of KY’s foundation – Women and Philanthropy, and the National Association of Professional Women.  Carolyn continues to provide Pro-Bono financial planning services for individuals and families at Dana Farber Cancer Center in Boston, MA.  She believes she has a true calling for this work since her late husband, Jack Howard, died in 2008 from brain cancer.  One of Carolyn’s hobbies is sewing where she works with the Dorcas Society in Sarasota, FL, making clothes for young underprivileged girls.  Carolyn also volunteers for the Bluegrass Trust for Historic Preservation committee for their annual antique and garden show.

Carolyn graduated from the University of Kentucky in 1968 with a BS in Chemistry and  received her MEd in Science Education from Boston University in 1971. 

When Carolyn is not working she enjoys music, art, historic preservation and restoration, gardening, and swimming.  She resides with her husband, Albert Kelley.  She is the mother of two adult children, Courtenay and Jonathan.  She is also “Mimi” to two beautiful granddaughters.

Looking back, Carolyn attributes her success to understanding her clients as a whole person, not just looking at their numbers.  Her hard work, perseverance and passion for helping people, keeps her continuing to thrive.  For the future she will continue to grow her business, continue to grow as a professional, help her community, and continue to make a difference in peoples’ lives.

For more information on Carolyn please visit


The International Association of Top Professionals (IAOTP) is an international boutique networking organization who handpicks the world’s finest, most prestigious top professionals from different industries.  These top professionals are given an opportunity to collaborate, share their ideas, be keynote speakers and to help influence others in their fields. This organization is not a membership that anyone can join.  You have to be asked by the President or be nominated by a distinguished honorary member after a brief interview. 

IAOTP's experts have given thousands of top prestigious professionals around the world, the recognition and credibility that they deserve and have helped in building their branding empires.  IAOTP prides itself to be a one of a kind boutique networking organization that hand picks only the best of the best and creates a networking platform that connects and brings these top professionals to one place.

For more information about IAOTP please visit

Media Contacts:

person_outline  Full Name:GIANNA LYNN DAVIS
phone  Phone Number:212 634 4427
business_center  Company:IAOTP
language  Website:WWW.IAOTP.COM
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